Actuaries work for insurance companies. Insurance companies have to base their rates on the aggregates. It’s called “The Law of Large Numbers,” and it lets a corporation insuring hundreds of thousands of lives calculate what they need to charge to pay out on the ones who die, plus pay the company’s employees.
They love outliers who live far past the actuarial average, while they don’t like those who die sooner!
My point in my first post, however, was that if we’re looking at aggregates showing more than 20 years’ survival for 65-year-olds, that’s pretty darn good. Thank the vaccinations, antibiotics, anesthesia, joint replacements, cardiac bypass surgery, etc.
Metaphysically thinking, living to a million would mean little if there’s no afterlife.
Unless they have annuities instead of life insurance policies.