[RooRoobird20]

I earned a master’s in engineering in 1985, have been an engineer for almost 32 years.

[alexander_busek]

husband retired early in 2015 following a stroke caused in surgery. [...] Fortunately As a younger woman I decided, “I think being an engineer might be cool” and I ended up in an interesting and lucrative career.

I earned a master’s in engineering in 1985, have been an engineer for almost 32 years.

Sorry, I misunderstood your first posting to mean, "...being a younger woman, I decided..." rather than "...already, decades ago, as a younger woman, I had decided..."

Well, yes: Of course! Since you and your husband both had excellent earning potentials...

I must say, I really don't understand people who respond on threads like this (about how most Americans are ill-prepared for retirement, etc.) with such self-congratulatory postings as, "Well, at least I've got my millions..." or "Having both gotten top professional qualifications in early adulthood, my wife and I..."

It really doesn't add to the conversation.

Regards,