[buckalfa]

"I found that my spendable dollars from SS was almost the same as my work salary after tax spendable dollars."

Same experience here. Thanks to a frugal wife we retired with no debt three years ago. Have not had to touch 401K. Yet our health problems are starting to mount and we are discovering our low cost Medicare Advantage insurance is not quite the bargain we thought it was.

[AppyPappy]

“Yet our health problems are starting to mount and we are discovering our low cost Medicare Advantage insurance is not quite the bargain we thought it was. “

My Medicare package will cost the same as what I pay for health insurance now.....for a family. That shocked me.
Low cost means low coverage IIRC