The time to start planning for retirement is when you get your first job. Yeah, I know, not much income. But you plan for retirement by creating good financial habits (such as a budget, and savings)and paying off credit cards each month.
It is not always possible (especially when you first start out in life but with good habits it will get easier).
“The time to start planning for retirement is when you get your first job. Yeah, I know, not much income. But you plan for retirement by creating good financial habits (such as a budget, and savings)and paying off credit cards each month.”
You are absolutely correct!
Except you missed one thing, don’t marry a scheming B-och who after 18 years of marriage secretly drains your life savings; demands a divorce; wants half your 401K; wants half of the your houses value; and threatens you with a restraining order if you don’t give in to her demands and/or tell the court she took all the savings money during the financial filing for divorce.
Yeah ... don’t forget that part.