In my area, out West, there are private advisors that know SS inside and out. Many will give a person an hour for no fee to answer questions.
didn’t think of that. I’ll have to see if I can find one locally.
These guys are good with money info.
This chart says if you wait till your 70 to start SSI would would need to live till 80 to get more money than if you started at 62.5