Fully agree, it's my #1 card. Even with the $450 annual fee, it more than pays for itself.
Yup - after 300 travel credit, plus cost down to 150. Add in free trip insurance and it’s paid for and then some if you travel. Add in priority pass and 4.5% back or higher on flights, restaurants and hotels and I get like $3k back annually for work and personal. Plus you can use chase freedom card 5pt and transfer over and really juice it.