[Parley Baer]

I took mine at 62.5, not knowing how long I will live.

[jersey117]

Wondering if you turn 66 and are eligible to collect SS and are still working and have healthcare, are you required to take Medicare.

[Uncle Miltie]

All these analyses usually get the following factors wrong:

1) Likelihood of death
2) Opportunity cost of money while waiting for future payments
3) Congress can declare that you get none later
4) Tax changes
5) Enjoyment value of retiring earlier

I’ll be taking it at age 62 precisely. I’m not going to wait for something to happen. If they’ll pay me to not work, I’ll do that day 1!