Sounds good except for this:
“People filing as individuals with a combined income of $25,000-$34,000 must pay income taxes on up to 50% of their Social Security benefits. For individuals with a combined income of more than $34,000, up to 85% of Social Security benefits will be subject to income taxes.”
I knew that but forgot about it. Thanks. Maybe I wasn’t so dumb waiting until my full retirement age after all.
that’s if you continue working. if SS is your only income, no federal taxes are due but you may owe state taxes.