I weighed the benefits of taking it now vice waiting till 66 and 2 months which would have been my max. Simple calculations said it would take 15 years to make up the difference in what I get now (85) and what I would have taken in at 66 and 2 months so I took it now. I could be dead in 15 years besides that I doubt SS will be around in 15 years.
“I weighed the benefits of taking it now vice waiting till 66 and 2 months which would have been my max.”
66 years and 2 months is your “full retirement age” (FRA) not the age at which your SS benefits would max out. That age is 70 (not counting any COLAs you might receive after age 70). Between your FRA and age 70, your benefit would increase about 8% per year.