[SkyDancer]

I’ve read stories where banks (BankAmerica for one) have foreclosed or placed liens on houses where the owner owned it outright and never had dealt with the bank foreclosing on it.

[j. earl carter]

Here’s one where the bank repo’d the wrong house:

https://www.wcpo.com/news/state/state-ohio/first-national-bank-repossess-wrong-mcarthur-ohio-house

[Buckeye McFrog]

Sounds like a paperwork f***-up to me.

We learned during the 2008 crisis when a lot of banks couldn’t foreclose that they are VERY VERY SLOPPY in handling their paperwork.

[Hootowl]

For years a large bank hounded me for a debt that had been resolved years before. They hired a collection agency that scheduled and canceled court hearings repeatedly. I finally hired a lawyer and they quit bothering me. Then, about three months ago, I got a 1099R from them claiming it was a bad debt, which means the IRS will be coming after me for “imputed” income. I called another attorney and he said there’s nothing to keep them from doing this as often as they want.