Make it needs based. No public employee needs more retirement income than the average pensioner. However, since they were so special and did work helping the peasants manager our sorry little lives, we will allow them a 10% more than average retirement income. Anything else will be withheld to share the wealth with the less fortunate peasant class like extending the life of social security and medicare.
I'll bet this alone would solve the problem overnight.
“Make it needs based.”
Cap it, so as not to discriminate against the thrifty.
“No public employee needs more retirement income than the average pensioner.”