Yep, looking at the video, considering all the time the driver was looking at her instead of the roadway, I’m surprised it didn’t happen sooner.
And about the bug in the vehicle, you bet! Lots of people are dead because they allowed themselves to become distracted over a bee, spilled drink, a passenger, cell phone, you name it.
We have all probably allowed ourselves to become distracted behind the wheel at some point in time. I for one have been fortunate that my distractions were brief and did not result in any accidents. It makes me nervous when I even watch movies were the driver takes his eyes off the road to look at their passenger and does so for way too long, because I think the scene is calling for them to have an accident. Because in real life, that is what would have transpired. 8>)