Probably too much. My business model would be much cheaper:
Hire homeless people to lay down in a parking space and pay them with their preferred drug of choice.
Now see that. You have opened yourself up to a negative derivative possibility by including “drug of choice” in your business plan. I recommend you limit the cost of the drug you intend to finance the parking space holder with.
Please PM me the name of your insurance company. I am thinking about a homeless relocation business with free trips to Honduras. I still have open investor positions available if you are interested.