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Traditional Medicare vs Advantage Plans
11/22/2018 | tnoldman

Posted on 11/22/2018 7:12:14 AM PST by TNoldman

Hi FRiends,

Happy Thanksgiving I hope you are having good weather and a relaxing time.

I have a Question on Medicare Plans. My Wife and I are thinking about Advantage Plans to replace Traditional Medicare. We are 81/83 now and active. We currently have Traditional Medicare with a Gap Policy.

The latest offerings from United Healthcare Advantage Plans seem to have taken care of out-of-network services with their Passport which create instantaneous in-network charges in most States that we visit. Emergency care is Covered in any State. Our current Doctors accept this Advantage Plan.

Our Saving would be about $5000./year (both of us) or a 50% reduction in our Total Healthcare Costs.

What do you think?

Anyone with the Industry experience and/or personal or Family member experience please let us hear from you.

Decision time on or before Dec. 7th!


TOPICS: Health/Medicine
KEYWORDS: enditall; handouts; medicare; medicareadvantage; ponzischemes; socialism; welfare
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To: TNoldman

Bump for later reading


81 posted on 11/17/2021 2:21:06 AM PST by gattaca ("Government's first duty is to protect the people, not run their lives." Ronald Reagan)
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To: Thank You Rush

Conservative alternative to AARP: Association Of Mature American Citizens. We found an agent through them who hooked us up with a supplemental plan (Plan G) through Mutual Of Omaha. We’re happy with it but, like everything else, the cost increases every year.

https://amac.us/about-us/?gclid=CjwKCAiA7dKMBhBCEiwAO_crFFxW1YyKJJm1gWMqWrXVHPEFuwjOIv-IftRmK3OWdguQ1IXPLu47UhoCXx4QAvD_BwE


82 posted on 11/17/2021 3:13:33 AM PST by MayflowerMadam (When government fears the people, there is liberty.)
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To: RightField

“changing between Medigap programs triggers medical rating, so choosing the correct Medigap program is important at the beginning.”

That’s true. It happened to us. Our first supplemental was through AFLAC, but they stopped writing in TN. Going to another company required extensive investigation in to our health history and it was goin to be a problem. I had had cancer a few years earlier. Our AMAC agent did research and found that Mutual Of Omaha had no problem covering me.

It’s true what you said: “choosing the correct Medigap program is important at the beginning.”


83 posted on 11/17/2021 3:23:52 AM PST by MayflowerMadam (When government fears the people, there is liberty.)
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To: Thank You Rush

We had Kaiser in CA from 1996-2010 and loved it. I went off it for one year knowing I needed hip replacement and the doctor I wanted wasn’t in Kaiser. Otherwise, it worked for us.


84 posted on 11/17/2021 3:28:57 AM PST by MayflowerMadam (When government fears the people, there is liberty.)
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To: smokingfrog

“I’m trying to avoid anything related to AARP”

AMAC. Conservative alternative to AARP. Have used an agent through them for years.


85 posted on 11/17/2021 3:34:46 AM PST by MayflowerMadam (When government fears the people, there is liberty.)
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To: TNoldman

Your choices are limited based on where you live. You need to look at policies available in your ZIP Code and compare.


86 posted on 11/17/2021 4:43:28 AM PST by smokingfrog ( sleep with one eye open (<o> --- )
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To: MayflowerMadam

How did a thread from 2018 crop back up in 2021? I’m confused.


87 posted on 11/18/2021 1:32:10 PM PST by Thank You Rush
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To: Thank You Rush

Confused me, too.


88 posted on 11/18/2021 2:12:52 PM PST by MayflowerMadam (When government fears the people, there is liberty.)
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To: TNoldman

BKMK


89 posted on 11/09/2022 6:19:01 AM PST by lizma2
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