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To: animal172; TNoldman
I have a Question on Medicare Plans. My Wife and I are thinking about Advantage Plans to replace Traditional Medicare

I'm 77 and wife is 74 and have had the UPMC Advantage Plan for about ten years and have found it to be terrific for us.

UPMC also has some of the finest hospitals and doctors in Western PA, and it fits with our medical needs.

We use the 'For Life' plan, so other than signing over our medicare monthly amounts to UPMC, and several minimum deductibles, we pay no other premiums.

Our health is relatively good, and our combined prescription drug costs are less than $500/year, which I consider to be almost free.

The Advantage plans are almost always better than medicare for the user, but do research and see if any other plans in your area is better than the one you are looking at.

In Western PA, I highly recommend seniors at least explore the UPMC Advantage plan, and compare it to other plans, and then make a rational, not an emotional decision.

25 posted on 11/22/2018 9:23:00 AM PST by USS Alaska (Nuke all mooselimb terrorists, today.)
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To: USS Alaska

Agree UPMC for Life is a great Plan. My wife and I have been on MA plans here in Pittsburgh and previously in TN for over 15 years and they work great for us. We both have heart issues and I have had an ablation, pacemaker & Meds, have had cataract surgery, etc, all very affordable. For next year we are switching to Aetna because of a number of savings, especially prescriptions. Aetna owns CVS (or the other way around)and their prices if you use CVS are way lower. We will pay $40 per mo, NO deductibles and some costs are $225 per inpatient surgery or hospital stay, $150 to $200 for outpatient surgery, $0 PCP visit, $25 for specialists.

They do use networks so if thinking about a plan check their websites which will give a list of all Drs and facilities they usr. We found all of ours in this area on both and never had problems in TN either.


54 posted on 11/22/2018 4:10:29 PM PST by slorunner
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