Too Late!
Too late for me too. Retired 23 days ago. Living on a sail boat, traveling when we can.
Right now, we are in a boat yard, putting in Solar, a water maker and a few more odds and ends, then we are going to head North.
Teacher’s Retirement of GA is a wonderful provider. We’ll be even better off when we start SS.
I believe the retirement plan for most is to live off of me and others who have planned and saved for retirement. They are leeches.