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Thanks. I just re-read my semi-rant and perhaps there are a couple of other things I should make clear. I don't view MS as the devil incarnate. I even go so far as to recommend people use what works for you - be that MS, Apple, Linux, etc. or some combination. For what most people mostly use computers for, any of the major players will work fine, that's why we can recommend "use what seems intuitive to you" with a clear conscious.

My frustrations and distrust of MS are just that - mine based on my experiences which are heavily colored by being a software developer. Having "grown up" programming in DOS and later Windows environments I simply much prefer to program in a Linux/POSIX environment. That gets into a whole host of reasons - a mix of technical and personal preferences - that aren't really appropriate here.

I'll make a prediction. 5 years from now I'll bet I don't even have any thumb drives in my desk drawer, and no exFat file systems anywhere to be found on my systems. I did use a thumb drive yesterday - I put a couple dozen movies on it in preparation for a trip. I could have loaded them directly on my Chromebook, but space is limited on that and I haven't gotten around to putting a high capacity microSD card in it. Prior to yesterday, I literally cannot remember the last time I used a thumb drive. I know last winter I updated the music on the thumb drive for my car. That may have been the last time - 9 months or so ago. That's really why I have a hard time attaching any nefarious motives to MS's move - I think they, like me, see the writing on the wall, exFat's importance is on the way out.