My challenge right now is that, though I’m 66, my house is not quite paid off so I’m sticking with it until it is. But the really hard part is that thanks to the shutdown I’m saving a daily 3 hour commute and about $600 in after tax expenses every month (gas, parking, auto maintenence). So I really want to milk this cash cow for all it’s worth before retiring.
...I fully understand...!! as our long-term financial advisor would say again and again, everybody’s situation is different. We were able to pay off our house here in Texas almost four years to the day after we signed the closing papers. Thank the Good Lord, we are debt free and have not had to touch our 401(k), etc. accounts...but everybody’s situation is not like anyone else’s... and a serious illness or injury can change one’s financial life virtually overnight. My most sincere “best of luck” to you!!