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After a Riot, Who Pays for The Damage?
HG.org ^ | 2/26/20

Posted on 08/26/2020 6:15:21 PM PDT by Libloather

Riots erupt in the United States often in the wake of racial tensions created by police activities. Often beginning as peaceful protests, these demonstrations sometimes degenerate into violent riots where people and property suffer harm, leaving innocent people to pick up the pieces.

**SNIP**

Insurance

The first entities that typically must pay for these injuries and damages are insurance companies. When a property owner suffers losses thanks to rioters, insurance policies will often cover the losses. Similarly, those injured on someone's property may be able to seek relief from the insurance company of the property owner. And, of course, the insurance of motorists whose vehicles are damaged in a riot typically pay for those losses, as well.

However, insurance is not always obliged to pay for the types of losses sustained in a riot.

**SNIP**

Rioters

The next obvious target for seeking recovery is from the rioters themselves. Unfortunately, it is often difficult to identify these people during the chaos of a riot. If one is fortunate enough to have surveillance camera footage, they might be able to get a positive identification for a suspect, but then the issue becomes recovery. Often, those who engage in riots feel in some way disenfranchised, normally due to financial disadvantage. As a result, the odds of making a full recovery from individual rioters are very small.

However, if one wishes to pursue this option, the first step would be to contact law enforcement. Report the individual's conduct and provide any supporting evidence establishing the individual's presence at the scene and actions he or she took that caused harm. If the state opts to press charges against that individual, then anyone he or she harmed by the actions that led to the prosecution could be entitled to restitution.

(Excerpt) Read more at hg.org ...


TOPICS: Business/Economy; Conspiracy; Outdoors; Society
KEYWORDS: blm; civilunrest; damage; insurance; rats; riot
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I would look into suing the city for looking the other way and/or hampering law enforcement.
1 posted on 08/26/2020 6:15:21 PM PDT by Libloather
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To: Libloather

The people who didn’t riot must pay.


2 posted on 08/26/2020 6:17:10 PM PDT by ThePatriotsFlag (Remember: >>>>> o b a M A G A t e <<<<<)
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To: Libloather

Should be the Democrat Party.


3 posted on 08/26/2020 6:18:33 PM PDT by blueunicorn6 ("A crack shot and a good dancer”)
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To: Libloather

Insurance ain’t gonna pay.

Standard war, civil insurrection, riot clause.

Unless you had a rider.

You are going to pay Mr Small Business Owner.

And why sections of Newark, Detroit, Trenton, etc never recovered.


4 posted on 08/26/2020 6:18:49 PM PDT by 2banana (Common ground with islamic terrorists-they want to die for allah and we want to arrange the meeting)
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To: Libloather
After Kristallnacht, shop owners "filed" for insurance claims, the totality of which was confiscated by the Nazi party.
5 posted on 08/26/2020 6:18:55 PM PDT by Steely Tom ([Seth Rich] == [the Democrats' John Dean])
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To: Libloather
"Riots erupt in the United States often in the wake of racial tensions created by police activities thugs engaged in criminal activities refusing to cooperate with the police when arrested and acting out violently."

Fixed that.

6 posted on 08/26/2020 6:20:29 PM PDT by fieldmarshaldj (Want Stalinazism More ? PLUGS-WHORE 2020 !)
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To: Libloather

The Elected Officials and the Media that Incited it.


7 posted on 08/26/2020 6:20:40 PM PDT by eyeamok
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To: Libloather

There should be a class action suit against certain dem governors and mayors

Even the cops should get involved with their own class action suit - ptsd - from not being able to do their duty


8 posted on 08/26/2020 6:21:08 PM PDT by Pollard (whatever)
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To: Libloather

I assume my commercial insurance will increase.


9 posted on 08/26/2020 6:21:31 PM PDT by Raycpa
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To: Libloather

Even if insurance companies did pay you would not be able to afford the insurance to reopen.


10 posted on 08/26/2020 6:21:34 PM PDT by mountainlion (Live well for those that did not make it back.)
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To: Libloather
Shortly after 9-11, my insurance carrier sent a letter to my shop.

Letter noted that the carrier did not cover acts of war, terrorism or civil insurrection (rioting)

11 posted on 08/26/2020 6:23:21 PM PDT by Deaf Smith (When a Texan takes his chances, chances will be taken that's for sure)
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To: blueunicorn6

the DNC, China, Soros, and Gates should pay.

but they won’t.

they laugh, and it only cost bricks and paper.


12 posted on 08/26/2020 6:23:47 PM PDT by Diogenesis ("when a crime is unpunished, the world is unbalanced")
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To: Raycpa

Assume everyones insurance will increase.
Because everyones insurance will increase.


13 posted on 08/26/2020 6:24:34 PM PDT by Secret Agent Man (Gone Galt; Not Averse to Going Bronson.)
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To: All

who pays? The guy in the mirror.


14 posted on 08/26/2020 6:26:24 PM PDT by newnhdad (Our new motto: USA, it was fun while it lasted.)
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To: 2banana

.”And why sections of Newark, Detroit, Trenton, etc never recovered.”

Some parts of Chicago still haven’t recovered from 1968.


15 posted on 08/26/2020 6:30:46 PM PDT by The Antiyuppie (When small men cast long shadows, then it is very late in the day)
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To: Pollard
You do understand the Class Action means giving lawyers 95% of any monies awarded?

Maybe Amicus Curj if the State Attorney Generals fail in their job.

16 posted on 08/26/2020 6:32:20 PM PDT by Deaf Smith (When a Texan takes his chances, chances will be taken that's for sure)
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To: Libloather

Uhhh... No.... Read your insurance policy... They all carry a clause that states in the event of civil upright or riot the policy is null and void.... Check your homeowners policy and see for yourself


17 posted on 08/26/2020 6:33:49 PM PDT by joe fonebone (Communists Need To Be Eliminated)
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To: Deaf Smith
*Amicus Curi

Stupid Autocorrect.

18 posted on 08/26/2020 6:35:11 PM PDT by Deaf Smith (When a Texan takes his chances, chances will be taken that's for sure)
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To: ThePatriotsFlag
Stupid question.

Taxpayers/consumers ALWAYS pay.

19 posted on 08/26/2020 6:35:55 PM PDT by shanover (...To disarm the people is the best and most effectual way to enslave them.-S.Adams)
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To: Libloather

The author of this article is ignorant. Insurance will not pay for this unless you have a special rider on your policy and pay a higher premium. Btw, this whole insurance will pay for it meme comes from bLM and Antifa types. They use it as a rationalization to loot and destroy businesses. Supposedly nobody gets hurt. Anyone with that mindset should be shot.


20 posted on 08/26/2020 6:45:52 PM PDT by ConservativeInPA ("War is peace. Freedom is slavery. Ignorance is strength." - George Orwell, 1984)
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