I am about to retire (1 MONTH) and could not have done so without a lot of the advice by Dave and company. Happily debt free and being kicked out with a golden parachute...
Being debt free and having a large emergency fund has been a blessing right now.
Husband and I are working, though incomes are down about 30%. We’ve pulled from savings for car repairs and medical bills.
It is a major source of “financial peace” to say I don’t have to worry about a mortgage or credit card bills.