Low fixed rate loan doesn’t look so bad when inflation is 8% higher than your borrowed money. Of course, if you put the saved cash into the stock or bond market, losses exceed gains, so there is that
That's why you invest in individual equities and NOT "the market"!
Then your informed investments are more likely to be GAINS, not losses.
i.e. High Yield energy stocks throw off ~7% even when the stock price is volatile.
(ET, EPD, CEQP Preferred)
Your mileage may vary....
“ Low fixed rate loan doesn’t look so bad when inflation is 8% higher than your borrowed money. Of course, if you put the saved cash into the stock or bond market, losses exceed gains, so there is that”
I saw the writing on the wall early in the year and sold investments before the market dropped to pay cash for 2 cars with real motors I them.