[Flaming Conservative]

I cannot imagine retiring to Oklahoma, Alabama, Kansas or Iowa.

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Why is that, if I may ask?

[Bshaw]

It’s frustrating to pay into retirement plans to the point of constraining current finances, and all the while, watch the balances of our 401k, 403b and 457 plans simply hover in place with this economic-illiterate, if not cognitively impaired octogenarian at the helm.

Biden aside, I’m putting money into post-tax Roth accounts and anything that can be used to minimize taxes during retirement; I’m about 13 years out from my target retirement.

The last thing I intend to be doing is taking out $5K for a nice vacation and have to pay 25% tax, or worse, on additional withdrawals that bump you into the next bracket.

I realize fully the cyclical nature of markets over time, but still. When you are working hard to save and you don’t see the growth over a period of years... Stay the course!

It’s only when the tide goes out that you know who’s been swimming naked - Warren Buffett

[Reno89519]

Too flat. I like both seeing and being in the mountains, accessible public lands, etc. I prefer trees but not dense inpenetratable jungle,, places with running water that is clear, and seasons that include all four. I have been to all 50 states, lived in many, Ben 50 countries as well. Nevada is not for me, but I’m stuck here till my boys graduate high school. I’d pick Arizona over Nevada, but I suspect I will be in Idaho, Oregon, Washington, Montana, or Wyoming. I hate the cold and shoveling snow, so that will be a challenge, unless I become a traditional snow birder.

Well, I have three years to figure it out, sadly more till I can afford to retire.