Posted on 02/08/2024 10:27:51 AM PST by grundle
Video: https://www.youtube.com/watch?v=1N77JYGmIMI
Moving in together and starting a new family is a big move for most young people, but the risks are much higher if the couple is financially unprepared.
That’s the situation for 20 year-old Maggie from Atlanta. On a recent episode of “The Ramsey Show,” she described supporting her unemployed boyfriend and his child while earning a modest income. She’s now considering moving in with them.
Dave Ramsey was stunned.
“Do you hear yourself out loud?” he asked. “Listen to yourself — I’m going to move in with a guy who has a 1-year-old and doesn’t work and I’m supposed to take care of these people.”
Most Americans aged between 15 and 24 hold down a job, but Maggie’s boyfriend counts himself among the 8% of his demographic who doesn’t. She says he’s waiting to join the fire academy to eventually become a fireman, but has been unemployed for roughly eight months in the interim.
His joblessness has persisted despite the fact that he has a 1-year-old child. Maggie, who earns just $2,300 a month as a medical records processing specialist, has been supporting them both.
Nevertheless, she’s still contemplating moving in with her boyfriend and his son.
Maggie’s boyfriend’s unemployment is contentious. “Why is he sitting on his butt?” asks Ramsey. Delony, meanwhile, isn’t optimistic about his career prospects. “I can almost guarantee you he's not going to the fire academy,” he tells Maggie. “You know how I know? Firemen don't live like that!”
They advised her to “run, as fast as you can,” away from the relationship and the situation. “Your mama didn’t tell you [but] if you were our daughter we would get rid of Mr. Fireman,” Ramsey tells her.
“You’re being preyed upon,” Delony says, describing her boyfriend as a “deadbeat.”
(Excerpt) Read more at finance.yahoo.com ...
I listen to Ramsey now and then—and I actually heard that call a while back.
There are a lot of young folks—male, female and confused (:-) ) in that situation.
I look forward to comments—and will probably share some of my own.
I’m missing the point. Is this supposed to be controversial? I can’t think of any other possible conclusion. He sounds like a loser who will have more excuses than he ever has jobs.
Lol imagine his interview for fireman....tell us where you’ve been working these last few years. Oh, I haven’t been. I’ve been sitting at home waiting for this great job to call, but my girlfriend has been kind enough to support me and my kid. Well, thank you for coming in. Next.
Good for Dave. Probably the best advice she’s ever received. I hope she takes it. How much you wanna bet Mr Fireman smokes pot and plays video games all day?
Funny, my wife wouldn’t go out with me until I lost my job! But, I didn’t have any kids, I didn’t have any debt, and I didn’t party every weekend. Not enough money.
Been married 29 years and I take care of her for the rest of her life.
She is probably desperate for someone to love her.
My son is 25 and going through the whole online dating apps scene. The amount of young women out there that are totally screwed up mentally is incredible. Most of them are on some type of anti anxiety medication. These are the college graduates too.
The problem is the really pretty girls and guys have the choice of hundreds of dates. So, they are all very shallow.
This leaves a lot of women that can not find a decent guy. Eventually they get desperate.
Ramsey is absolutely right, she needs to run fast and far. Many years ago I was normal and did Stupid with a capital D, buried myself in debt. I managed to get out of debt completely except the 2 mortgages I had, that allowed me to do a lot. Then when Barry was elected and I watched thousands of people lose their homes precisely because they were in debt, we decided to change things around and get prepared for the e3nd as we know it. Within 2 years we sold one house, paid off the other, paid cash for another house then built a new house down the street on property we had, and did it all cash!!! Now we 3 paid for homes and ZERO debt and I am going to sell 2 of them this year and Retire.
Funny thing is, I had never listened to his show until after I was DEBT FREE, and he is spot on with his financial advice as far as I see it.
It’s amazing how many of the problems and issues “we” face today would be easily resolved with a heaping helping of common sense. Which is largely what Dave Ramsey dishes out. Natuarlly many of his callers don’t like to hear it.
That is my take as well—good advice on this one. The “fireman” is trouble.
The other “personality”—Deloney—has given some really bad advice over the years.
Here is a classic:
https://www.reddit.com/r/DirtyDave/comments/1ag2z22/holy_moly_this_was_possibly_the_worst_take_ive/
Like some of the other commenters I call him:
Baloney.
;-)
She can avoid the whirlpool. I hope she does.
I say let her move in. She can have the same treatment men go through.
Dave Ramsey may have become more mellow. But he sure tells people they are stupid in a mostly unChristian way. He is not what I would call winsome.
Of course, my standard of a gracious financial advisor was Larry Burkett. He set the bar pretty high.
“...I can almost guarantee you he’s not going to the fire academy,” he tells Maggie. “You know how I know? Firemen don’t live like that!.....”
________________________
That was my thinking as I read this. I’m not paid rather I’m a volunteer firefighter. My fire company, which is fairly well run, does not allow young people who have a sketchy employment history and discourages those who are unemployed to run calls. We also have to pass a background check.
For paid firefighters they have to pass a civil service test then have to take a medical exam then pass a boot camp style physical test. Firefighting is not an easy job and most paid firefighters also run as either an EMT or Paramedic. Medic is in my state you must be an active EMT for a year then go to Medic school.
Is your name George Costanza?
My son is 28 and has had his life changed by one of these damaged females.
Good post—from the evidence presented it seemed unlikely the guy had “the right stuff” to be a fireman.
It was just a placeholder to gaslight her.
The manosphere draws a lot of flack but it has a lot of excellent advice for young men who can’t find out about “the real world” from anywhere else.
Young men who have been raised without a father figure in the home often have no good role models to teach them “tips and tricks” for understanding and dealing with young women.
...and while he has several kids, they stay with their baby mommas, leaving Pookie free to spend time with her.
LOL! I needed that!
I think when I was in my 20’s was the beginning of women going crazy. I went to Kansas State - half were nuts. I would visit the KU campus to mess with the really crazy ones!
I don’t think it was by chance I married an older woman - however, when we met I thought she was my age.
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