It’s horrible, but yes our POS government FORCES you to sign up for medicare at 65 or 66 I forget exactly , otherwise if you don’t do it then and need it or sign up later you are penalized with a MONTHLY FEE FOR LIFE (money you COULD be using for actual effective care of your choice!!)
"When you are compelled by the government to make a purchase from a specific provider, then you will know you are not free." - Ayn Rand
I think it all stemmed from the “having to pass the bill to know what’s in it”, if you get my drift.
Looks like you might be mistaken? Or does this not align with your experience?
Employer-Sponsored Plans:
If you work for an employer with a large health plan, they cannot force you to get Medicare at age 65. The exception is for people with end-stage renal disease who can be required to get Medicare.
Employees with access to large employer-sponsored plans have the choice to enroll in Medicare but are not obligated to do so.
Private Coverage and Historical Context: The system’s setup may have originated to facilitate seniors’ enrollment in Medicare when private coverage was less common. Over time, private coverage has become more widespread, but the policy remains in place.
In summary, while not mandatory, many individuals choose to enroll in Medicare at age 65 to access essential healthcare coverage. It’s essential to understand your options and timing to avoid penalties or gaps in coverage
I intend to work past 65, I need to know how to deal with this while having employer coverage.