Not only did she not make a down payment, she said she traded in a previous car on which she had fallen into negative equity.
If the best interest rate she can get is over 10%, she must have a bad credit score. If she’s making decent money as a wedding photographer, it might make some sense for her to have a vehicle like that since some of it can be written off as a business expense, but I’m guessing she’s way over-extended already.
LoL. So she compounds the problem by buying an $80k car? She's getting what she deserves.
Re: 15 - if she added into the Tahoe financing an in an upside down trade-in, I question if she could get a refi. Her LTV would be awful.