Read my posts. I said that minor changes in some fundamental qualities would lead to a universe which would never expand, or to one which is all energy--not even any stars, let alone planets, organic matter, etc. How do you get life if there's nothing but light out there?
This is not my theory, or that of creationists. It's a problem physicists and cosmologists have thought about a great deal. They refer to the "anthropic principle," meaning that the universe just happens to be set up to allow us to appear, and to understand it.
"We are still finding life on earth where experts didn't think life was possible..."
I'm a little late to this conversation, but you may be interested in the book 'Life As We Do Not Know It', by Peter Ward (biologist at U of Wash).