This is no different than the thousands of Katrina victims who didnt get a dime. Insurance company strikes again.
So the guy is a loser. He waited for an insurance payout. He didnt do anything wrong on the highway,he deserves compensation. If he had been hit by a road rage driver he would be paid off. There isnt that much different.
Frankly....if some idiot used my truck to off himself and his kids.....I probably wouldn't want to go to work the next day either.....I guess you're just a hell of a lot more hardcore than myself.