[libstripper]

This says all of us need to review our homeowners' insurance policies carefully. Many companies' policies only apply to accidental shootings, not intentional ones. In such cases homeowners have been known to ally themselves with the burglars, claiming the discharge was accidental, so they have insurance coverage. Other companies, like USAA, my insurer, cover intentional shootings in defense of life and property. I hope this homeowner has such a policy.

[EdReform]

This says all of us need to review our homeowners' insurance policies carefully...

Excellent suggestion. For those with insurance policies that don't cover self-defense shootings, the NRA Endorsed Insurance Programs offer Self-Defense Coverage and Excess Personal Liability.