[Philistone]

UNLESS YOU ACKNOWLEDGE THE DEBT!

That’s the important part. If they can get you to admit to the debt even after 7 years, the clock starts ticking again.

Just answer (or don’t even bother) that you don’t know anything about the debt. Period.

[BearCub]

If they can get you to admit to the debt even after 7 years, the clock starts ticking again.

Not so. Nothing restarts the 7-1/2 year clock on a delinquent debt.