[ArrogantBustard]

Problem is, the scores that consumers buy from the credit bureaus or heavily-promoted sites like FreeCreditReport.com or TrueCredit.com — owned by Experian and TransUnion, respectively — are not the same scores that are sold to lenders, landlords, insurers or employers...

This borders on fraud ...

[shove_it]

That’s what I was thinking too!

[Blue Highway]

Yeah I routinely have to deal with these slick willy’s trying to sell me on buying my own credit report if I have to contact my credit card company for any questions. Then when I grill them if it is an actual FICO score they would be providing or some proprietary score that means little to nothing to major lending institutions. They will then try a circular argument and I promptly decline and hang up.

[kawaii]

banks commit fraud? i mean c’mon... (/sarc)