[WVNan]

This is one granny who has been surprised every year when we got the COLA. I never have thought we should be getting those. Seems like a waste of money. I have always believed that retirement funds should come out of your income while you are able to work and that it be mandatory and held in a private account that you can only access at age 65 or whenever you stop working. The government should also not be able to touch it. We should only get back what we save in. Fortunately, I am still working at age 75 and plan on keeping working as long as I’m able. Now I’ve gotta go to work.

[presently no screen name]

and plan on keeping working as long as I’m able.

That was good at one time, now it's more like as long as I have a job.

[Recon Dad]

Nan if feel a bit different. I just started taking SS at 62. For the last 40 years I and my employer contributed almost $250 thousand dollars into the system. If they had let me opt out 20 or 30 years ago I could have invested my money and seen my return right now more than double what I am getting on a monthly basis.
I have saved on my own so that SS is only a small piece of my retirement income, but I played by the rules in place and I’m not complaining. I also feel that if a person has millions and paid into SS like we all did he should take it just like everyone else. The millionaire worked hard for his money just like you and me.