Yes, I’m very familiar with HIPAA.
I’m asking as a moral question because that’s how it’s being pushed. Moral and pure emotion—who could be against covering a child with a condition?
I can see why a healthcare company would happily provide ( for a fee or otherwise) health care to a child with a ‘condition.’ But *WHY* should an insurance company (they are in the business of covering risk) be required to cover a 100% risk? THAT’s what YOUR CASH is for.
If you are at AT RISK (obesity, adult-onset diabetes, COPD, etc) of potentially developing a ‘condition’ then I can sell you insurance at a rate I deem worthy of the risk. Tough nuts if it’s not affordable. THAT is the logical issue.
Now MORALLY, if society wants to decide to provide FREE or lower-cost healthcare to people with ‘conditions’ then THAT IS a MORAL and SOCIETAL question.
Just don’t try to argue that insurance companies OWE people coverage. (not that you are doing that) To do so is antithetical.
“Moral and pure emotionwho could be against covering a child with a condition?”
ME!!!!
If posed as a moral question, I think it's immoral to demand free stuff as a matter of right...even if children and puppy dogs are involved.