Agreed. Should I cover the risk of covering your already broken leg? Should I cover the risk of covering your already dented fender? Should I cover the risk of fixing your already leaky transmission?
Risk vs. certainty is NOT a moral question. It is an easily answered logic question.
But it’s being presented as a moral question by those pushing for unlimited preexisting coverage.
I agree on the logic but unfortunately logic doesn’t seem to have nearly the sway it used to have.
Risk of pre-existing condition can be significanly mitigated by setting up a one time round-robin of all licensed insurers and enrolling all presently uninsured on a round robin basis. Some of the presently uninsured are great risks while others are poor ones but the round robin enrollment spreads the risk evenly amongst the entire pool of insurers.