[CurlyDave]

Meanwhile, it showed underbanked consumers hunt out alternative sources for credit, such as payday lenders and pawn shops, because they are more likely to qualify for a loan and the locations are more convenient.

"A lot of this is a product of rational economic decision-making," Bair said.

Why are we intent on making a non-problem into a problem?

If there are people who do not use banks for good reasons why must we do anything about it?

[SubMareener]

The Feds intend to access everyone’s bank account directly to extract universal healthcare “fees”. So it is important to them that everyone has a bank account.

[dforest]

I personally know 3 black people that do not use banks. One doesn’t trust them, one would rather deal in cash, the other says he doesn’t need a bank.

Low income folks no matter what color of skin they have are not going to get a bank loan.

[dforest]

Because the government is going to require access to everyone’s bank account in the healthcare bill.

They can’t have folks out there they can’t track.