[mimaw]

You forgot to add the people that run up debt with no intention of repaying it.

[pennyfarmer]

It is blatantly apparent that the lenders were not expecting this crisis to hit. They therefore did not keep their records up to date nor their practices.

Yes there are crooks who borrowed money and there were crooks who lent money. I would think that if your business was lending money then you should have your “A” game with you in order to combat the crooks and to show your best face whenever possible.

To Hell with the crooks on both sides.

[Marty62]

That would be covered by #8.

[LomanBill]

[You forgot to add the people that run up debt with no intention of repaying it.]

They seem to be calling themselves "Fiscal Conservatives" nowadays.