...and already covered under “Health Insurance Portability and Accountability Act of 1996” (HIPAA)
One of the most important protections under HIPAA is that it helps those with preexisting conditions get health coverage. In the past, some employers’ group health plans limited, or even denied, coverage if a new employee had such a condition before enrolling in the plan. Under HIPAA, that is not allowed. If the plan generally provides coverage but denies benefits to you because you had a condition before your coverage began, then HIPAA applies. .
http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html
Thank you both for the HIPAA posts, she chooses to ignore it.