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Let me finish that for you ...
...with forgery , fraud on the court and intentionally destroying the land title system in this country.
I recently worked in the title insurance industry, litigating a lot of mortgage foreclosures and I can state from personal knowledge of the actual issues and facts in these cases that there has been no forgery, fraud on the court or destruction of the land title system.
The issue is primarily that the mortgage companies who were trying to foreclose massive numbers of mortgages tried to use some paperwork shortcuts, such as robo-signing, document signing by people who did not actually perform due dilligence regarding the underlying note and mortgage obligations and shortcuts in regard to how the actual original loan documents are warehoused or otherwise handled in a complex mortgage market where the underlying monetary obligation is sold multiple times.
I’m not a defender of banks and they certainly have used their massive economic weight and lobbying influence to get sweet bailout deals, but the charge you make is inaccurate. They are guilty of sloppiness and cutting corners, but not forgery, fraud or harm to the land title recording system.