[rabscuttle385]

So what would prevent depositors from just packing up their cash after seeing this news and moving it to Wells Fargo or the like?

Technically, nothing.

However, if Bank of America's retail bank fails, guess who's on the hook for the losses.

[stephenjohnbanker]

” if Bank of America’s retail bank fails, guess who’s on the hook for the losses. “

Ahem........