[SoCal Pubbie]

You pay less than $200 a year for car insurance?

[Smokin' Joe]

Yep. On personal vehicles, 100,000/300,000 liability with a million dollar rider. No collision, no comprehensive, but I do have uninsured vehicle coverage.

State Farm. Multicar, multiline discounts.

I drive older vehicles, and I pay cash for them, so I don't have to carry more expensive insurance. (It helps to have a clean driving record.)

The commercial insurance on the two vehicles I drive onto drilling locations is more expensive, but that' a business expense.