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ObamaCare’s Marriage Penalty
New American ^ | 19 August 2013 | Michael Tennant

Posted on 08/19/2013 6:45:42 PM PDT by xzins

Jeffrey offers a hypothetical example, basing his calculations on the Kaiser Family Foundation’s online subsidy calculator.

A 50-year-old divorcee with three children who earns $47,100 a year would be faced with an annual health insurance premium of $11,140. However, since her household income is only 200 percent of the FPL for a family of four, she would receive a subsidy of $8,172 to keep her insurance cost to 6.3 percent of her income, or $2,967.

Our single mom meets a 56-year-old man who makes $63,000 a year and pays an annual premium of $7,041 with no subsidy because his income exceeds 400 percent of the FPL for an individual.

As long as the two remain unwed — even if they choose to cohabit — they will pay a total of $10,008 in insurance premiums each year, with taxpayers picking up the rest of the tab. But if they decide to tie the knot, their combined income will make them both ineligible for a subsidy, and they will therefore have to pay the full cost of their insurance, which will now come to $18,181 a year, or 16.5 percent of their income.

At most, only two million married couples (out of nearly 60 million married couples in the country) are projected to benefit from the health insurance tax credit in any year through 2021. Almost half of the beneficiaries of the tax credit will be unmarried individuals without dependent children.

...it is clear that ObamaCare ...“rewards people who don’t marry, don’t work and don’t take care of their own children. It punishes people who do marry, work hard and take care of their own children.” And that is just one more reason it needs to go..

(Excerpt) Read more at thenewamerican.com ...


TOPICS: Extended News; News/Current Events
KEYWORDS: antimarriage; children; marriagepenalty; obamacare
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1 posted on 08/19/2013 6:45:42 PM PDT by xzins
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To: xzins
GASP!! A government program is destructive to the work ethic, family, self-reliance and saving?
2 posted on 08/19/2013 6:48:57 PM PDT by Darteaus94025 (Phony President)
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To: xzins
GASP!! A government program is destructive to the work ethic, family, self-reliance and saving?
3 posted on 08/19/2013 6:49:10 PM PDT by Darteaus94025 (Phony President)
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To: xzins

But it is FREE health care!


4 posted on 08/19/2013 6:49:32 PM PDT by 2banana (My common ground with terrorists - they want to die for islam and we want to kill them)
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To: xzins

$20,000 for insurance per year is just plain stupid.

You can afford to cover quite a bit of health care costs over 10 years and you would be totally in charge of your decisions .


5 posted on 08/19/2013 6:51:45 PM PDT by Vendome (Don't take life so seriously, you won't live through it anyway)
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To: Darteaus94025

I would laugh at that government program if it weren’t for that middle class family that is now being separated from 8 thousand more dollars of their hard earned income.

And a fair share of them will be small business, and they’ll make up the difference by cutting jobs.


6 posted on 08/19/2013 6:53:23 PM PDT by xzins (Retired Army Chaplain and Proud of It! Those who truly support our troops pray for their victory!)
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To: xzins

The marriage tax. I wonder what the homo world thinks about this.


7 posted on 08/19/2013 6:55:31 PM PDT by cookcounty (IRS = Internal Revenge Service.)
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To: Vendome

Yep. Medical savings account paired with a low cost crisis type plan.


8 posted on 08/19/2013 6:57:16 PM PDT by xzins (Retired Army Chaplain and Proud of It! Those who truly support our troops pray for their victory!)
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To: cookcounty

I’m sure they’ll come up with an exemption for non-traditional marriages.


9 posted on 08/19/2013 6:58:45 PM PDT by xzins (Retired Army Chaplain and Proud of It! Those who truly support our troops pray for their victory!)
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To: xzins

No need to come up with an exemption. A couple can get married in a religious ceremony, skip getting the state license and come out way ahead.


10 posted on 08/19/2013 7:04:40 PM PDT by RKBA Democrat (Power disintegrates when people withdraw their obedience and support)
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To: RKBA Democrat

Where? I thought you need a marriage license before the church will do any marriage ceremony. [California]


11 posted on 08/19/2013 7:09:59 PM PDT by bunkerhill7 (("The Second Amendment has no limits on firepower"-NY State Senator Kathleen A. Marchione.))
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To: cookcounty

Fags and carpet munchers will be exempt.


12 posted on 08/19/2013 7:13:06 PM PDT by 2111USMC (Aim Small Miss Small)
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To: cookcounty

They seemed in a rush to marry after Bush took away the marriage penalty.


13 posted on 08/19/2013 7:25:17 PM PDT by angry elephant (Endangered species in Seattle)
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To: xzins

They might be able to sign up folks that qualify for lots of subsides, but it will be difficult to sign up anyone that is close to the subsidy limit. Healthy people making between 60-100k will not sign up unless they get sick; the “insurance” bite will be too big.
All the propaganda in the world will not prevent people from acting in their best proximate financial interests. Sure, drones can make an emotional decision when it comes to voting, but parting with money for ideological reasons will not happen to any great extent.


14 posted on 08/19/2013 8:05:59 PM PDT by grumpygresh (Democrats delenda est. New US economy: Fascism on top, Socialism on the bottom.)
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To: RKBA Democrat

Indeed, I ask where as well! I know homosexuals did it for years, but I know of no clergy who will without the license.


15 posted on 08/19/2013 8:14:00 PM PDT by gidget7 ("When a man assumes a public trust, he should consider himself as public property." Thomas Jefferson)
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To: Vendome
$20,000 for insurance per year is just plain stupid.

Yeah, we're gonna pay more money and get less care and we'll have to stand in line for hours to get it.

16 posted on 08/19/2013 8:41:04 PM PDT by Slyfox (Without the Right to Life, all other rights are meaningless.)
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To: Slyfox

Not me.

I got a wad of greenbacks(wacsist?) Just for med emergencies.

Had one occur a few years back and having cash on hand proved valuable.


17 posted on 08/19/2013 8:43:35 PM PDT by Vendome (Don't take life so seriously, you won't live through it anyway)
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To: xzins

Not just that.....

As I was typing I was thinking of all the other taxes we pay for medical care of all sorts without ObamaCare® and wonder “will we be paying those taxes in addition to this asinine and fascistic dictated?”.

Aaaaand I don’t know.

Maybe San Fan Nan has the answer...


18 posted on 08/19/2013 8:46:39 PM PDT by Vendome (Don't take life so seriously, you won't live through it anyway)
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To: Vendome
I personally know two people who are all of a sudden being charged outrageous prices for their regular meds.

Don't know why one med jumped to $2400 per month.

Both of these people don't have a lot of cash.

Their short term solution? Friends are pooling their supplies to help out.

But that can't last for very long.

19 posted on 08/19/2013 8:51:48 PM PDT by Slyfox (Without the Right to Life, all other rights are meaningless.)
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To: Slyfox

Geezus!!!

Are they taking cancer or HIV meds??

That’s awful!

Sometimes the manufacturer will help.

If not, go to Mexico, Canuhduh or Eastern Europe for vacation and get the meds.


20 posted on 08/19/2013 9:13:26 PM PDT by Vendome (Don't take life so seriously, you won't live through it anyway)
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