[Vigilanteman]

I have yet to hear a logical reason for insurance companies snooping into your credit score. Auto insurance, maybe on the grounds that a poor credit score is an indicator of a propensity for taking risks. Life insurance, maybe on the grounds that a poor credit score in an indicator for suicide. That's a big stretch.

But too much of a stretch for home owner's or health insurance.

[Blackirish]

Thing is I’ve posted this alot is that for Obamcare to work it depends on automatic withdrawal ....millions of folks are default... IRS, alimony...child support..repos...you name it. So they don’t have a checking account it will get seized. That’s why so many currency exchanges open 24 hours.

[Hootowl]

Dunno about that. Many years ago I had some financial problems that knocked my credit rating into the dirt, and so I became a “high-risk” policy holder, despite the fact that I hadn’t had an accident or a ticket for more than 35 years.

[Beagle8U]

“I have yet to hear a logical reason for insurance companies snooping into your credit score.”

The theory is that those with low credit scores tend to be the ones that commit insurance fraud.

Everything from crashing a car or torching a home when they get behind on their bills, to claiming dependents they don't have on their health insurance.