You’re missing the whole point WRT Obamacare.
You do need to run the numbers to fully understand what kind of trap O-care is.
We had the ideal “health insurance” plan in place before O-care came along. It was called a “Medical Savings Account” or MSA for short.
My wife and I were actually making $10,000 per year on our MSAs until Pelosi and Reid raped us.
With a MSA, you have a strong incentive to stay away from the med establishment, and that is a good thing. Stay away, and the longer you do it, the healthier, and wealthier you get.
I sympathize with you. But I have always operated with the premise that what the govt. gives, it can take away.
There is an old saying, "Let the buyer beware."