Excellent points!
For example, I had a plan that cost $330/month for me and my wife. It had normal coverages, but a high deductible. We just got notice that it is being canceled by the insurer. On the Obamacare web site, it seems to say that we would pay $700/month for a similar coverage and the deductible is the same. That is for the "bronze" coverage, which they really should call the "crap sandwich" coverage.
What would this law do, require a private health insurer to reinstate our plan at the same cost and with the same coverages as before? How would such a law even be legal? The company would go out of business before it could do that, it can't absorb the costs of Obamacare and also keep providing me the coverage and rates that existed before Obamacare. So I am curious what this law actually says, and how it thinks it would allow us to keep our plans.
The only way we could keep our plan, that I can see, is if the Government became our insurer and said we could have the same plan for the same cost, and they just took it over. Can you imagine how costly and inefficient it would be for them to step into the shoes of all the insurers who canceled existing plans? So, again, I don't see how this would work. The only way to fix it is to get rid of it.