That's my situation exactly.
You might as well skip it since when you need it you still have to pay out of pocket costs before coverage kicks in.
Its like your auto insurance company telling you’ll have to make good on the car repairs before they do.
What a joke.
I’m discouraged, because I’m not seeing these huge increases being widely reported. All I see are reports that health care costs are going down and increases are in the single digits in most cases.
Those mainly affected now are in the individual private market. The employer mandate, effective Jan. 1, will affect millions more. I know business owners who cannot afford to continue to cover their employees.
So maybe the hue and cry is yet to come - but I still doubt we’ll see much coverage of it. The DBM seems to be collaborating on an Obamacare news blackout.
I just hope ticked off people call their Senators and Congresspersons and demand accountability and change.