Not necessarily true. The ones that get it free is because their income is low. They still have large deductibles. If their income is low enough to get it free where are they going to get the money to pay the huge deductibles?
I have a cousin in that situation. Her payment started out at $4 or something a month but she had a huge deductible so never used it. Now her payment is $94 a month with a large deductible so she never uses it.
She and the Feds have been paying for insurance for 2 years that she’s never used once. She uses the free clinic instead. Sounds like the only ones making out is the insurance company doesn’t it?
There’s still a good amount of annual stuff they get free. So it’s as if they get both basic care free and a high-deductible insurance plan free.
Yeah, like everyone else, they’re better off not needing to cough up their deductible.