It appears the exchanges are a slow motion train wreck. You can see this with the health co-op failures and yearly cancellations by the big insurance carriers. A third of the co-ops have failed and most of the others are in trouble according to news accounts. Not sure how long it is going to take for the implosion to take place.
And this implosion you speak of, will it kill O’Care or just raise our taxes to the moon? If it is a tax increase then it seems to me it will drive the country into bankruptcy.