How much above the line did you find yourself? Obamacare subsidies are tied to AGI so you may be able to throw enough money in a 401K or some other pre-tax investment to drop back below the subsidy line.
Too late for that. Any money that would have affected the AGI would have to have been deposited by December 31st 2015.
And the ‘eligibility’ requirement for payback of ‘excess APTC’ is a progressive scale, so that if I had stayed ‘just under’ the 4X poverty level limit, I would still have to pay back 90-95% of it. As your income rises, the more yo have to pay back. To pay back ‘$0’ I would have to be ‘in poverty’.........................