The child needs some skin in the game. As the Bible says (roughly), “where your money is, so your heart is also.” If the kids heart is not into college, best find out early by seeing him/her refuse to put up at least partial payment from their own account.
it depends on the kid. My kids were fortunate enough t have a wise grandmother put 10K in each of their accounts at birth. It grew to a significant amount and they were able to spend it as they saw fit on college. One wasted his, two are getting real degrees at real colleges.
So true, so true. A lot of kids waste years at college, unfocused and undisciplined. If they do succeed at getting a degree many years later, they can't find work in that field for various reasons, mostly because it's a meaningless degree. Some kids make a career out of attending college, spending more than ten years there for a four-year degree. I've seen this with relatives and friend's kids. As for my kids, I'm proud to say they had enough credits at three years to graduate but I made them stay four years; they couldn't wait to get out and hit the job market.
The student does. This is true no matter what the circumstances.