That only holds if you assume the free market can’t deal with inflation of a fiat currency or find a means outside of it to handle transactions. Gold and silver are available right now as a legal tender medium of exchange, gold is legal to stipulate as a contractual obligation and currency can be stipulated as lawful money of the US.
Large entities for the most part see benefit in the Federal Reserve system. Individuals and small businesses are the “grass” grazed upon that feeds it and grows it via inflation and other more visible taxes. Until the small players realize that the primary means of changing the system is through their elimination of debt and utilization of available alternative means of conducting transactions they’re going to continue to be fodder for the debt note fiat pushers.
All of which did not address the point. Gold and silver people love to talk about it, but the only thing you CAN talk about is what exists, and gold and silver are not used to run society. There is no gold slot in cash register drawers. It’s not used. Period.
And so, the point remains. Relying on “the free market” to address health care cannot mean anything, because QE destroyed the integrity of money.