[Wolfie]

It expands the amount of money that can be contributed to Health Savings Accounts, the one health reform that has actually worked to lower costs.

His does an HSA lower the cost of a medical procedure?

[grania]

How does an HSA lower the cost of a medical procedure,p>It puts people in charge of their decisions. When it's their money, they shop around for what's best for them factoring expense into the decision.

Here's an example. I don't have Medicate Parts B or D (no, they aren't required). Just over a year ago, I dislocated a shoulder.....it wasn't cheap. But after the initial costs, there were places to save. I didn't use pain killers or any expensive meds...just a few Advil. I only did five Physical Therapy visits, and instead did a lot of research to implement an exercise routine. When I needed a shoulder brace, I got it online for $30. How much more do you think it would've cost if the bills were paid through insurance, with no scrutiny?